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Finance > Credit > Credit CardHow to Set up Your Business to Accept Credit Cards?
Posted by nick_niesen in Finance on October 29th
, 2010
So you've decided to start accepting credit cards. Congratulations! Accepting credit cards is a great way to increase your sales and to get payments much more quickly than you would have if you were sending invoices to clients.
But your work doesn't end with the decision to accept credit cards--here's what you need to know about how credit card payment processing works.
There are basically three ways to set your company up to accept credit cards: through a bank, through an independent sales organization, sometimes called a credit card broker
, or, in the case of Discover and American Express, with the credit card company directly.
If you're a very small business you might first talk to the bank that has your business account and see if they can make you a deal. Banks are sometimes picky about who they will give merchant accounts to
, however, and you'll probably get a better deal from an independent sales organization.
Costs for setup and regular fees for payment processing vary widely depending on the service provider and the amount and value of sales you are making. The rate you pay per transaction is known as the discount rate, and it can usually range from 1.5 percent to 3 percent
, depending on how the charge was made. There's also a per-use fee that's usually not more than 20 cents that's tacked on to each transaction.
All of this sound like it is costing you a lot of money to accept credit cards. Shopping around for the best rate and lowest fees you can find is certainly in your best interest.
You'll also want to check on any additional fees you might incur such as an application fee, annual usage fee, statement fees
, Internet processing fees...the list of potential fees you might get socked with goes on and on.
It is vital that you do your homework and make sure you understand all the fees you will be assessed and what they are for before you sign up with a company.
And since you're giving them your hard-earned money, see if you get anything from them. Some companies have free equipment programs so that you can get your credit card processing machines at no cost, which is certainly an advantage.
There are a lot of things to think about when you begin to accept credit cards. Learn all you can about the companies you are considering working with so you can make an informed decision.
Home > Home SecuritySecure Your Home with an ADT alarm system
Posted by quickconnect in Home on October 23rd
, 2012
ADT alarms offer a range of alarms which can be installed at home or professional space to guarantee all round of safety of a particular place. The ADT alarm system has been designed as an entry level home security system. Such a system is called ADT quick connect and enables a house owner to ensure protection of the house. The owner is alerted in the event of the alarm being activated even in hisher absence. The ADT alarm system has monitored alarm system that oversees a home 24 hours a day. ADT alarms are built with the latest technology which can contact necessary people and authorities when the alarm is activated in case of an emergency. There are different signals for different emergencies like burglary, fire and personal attack. The ADT services can be hired by spending as little as £21.49 per month. ADI has several alarm packages of all price ranges. Once purchased, ADT ensures full supply and complete installation of the alarm system. ADT alarm systems are installed to the highest standard by their engineers.
The residents of any building which is fitted with ADT alarm can sleep with complete peace of mind. People have the assurance that if an intruder or burglar sets the alarm off
, the alarm will never go unattended or ignored. ADT has alarms which use the most advanced wireless alarm technology. The alarms can be installed within hours, and they don't cause destruction to property, unlike other alarm systems. The ADT alarms can be fitted around a property within 7-14 days according to the convenience and requirement of the owner.
You can go for an agreement with the company that provides a home alarm system for a prefixed period and you just pay for rent and installation of the device. Such an arrangement provides all round monitoring of the alarm system
, as well as one’s property. The ADT alarm systems have the provision of being upgraded with additional sensors whenever required. The alarm manufacturer also takes into consideration the presence of pets that can sometimes trigger the alarm bell. Nowadays ADT has developed pet friendly sensors which can be installed into the alarm system.
There are companies that offer ADT alarm system through their website that contain all information about the product. These websites have made security more convenient and cost worthy.
About The Author:
This article has been written by Mr Smith who is also associated with SecurityCAM Company. As the leading ADT Alarms Authorised Agent, SecurityCAM Ltd has been a sales arm of ADT for almost a decade. They are recognised by NSI (National Security Inspectorate) and employ a team of highly skilled and experienced security consultants who are on hand to advise both residential and business customers on the best possible security solutions.
PHNOM PENH， Dec. 13 (Xinhua) -- Cambodia launched a year-long safe driving education campaign in 2017 on Tuesday with an aim of reducing causalities from car crashes， Transport Minister Sun Chanthol said.
Under the cooperation between the Transport Ministry and the Asia Pacific International Wine and Spirit Alliance (APIWSA)， three TV promotions would be produced throughout 2017 and aired on local television channels， he said.
"There are too many road fatalities in Cambodia .
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