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Copyright 2005 Judy Thompson
Are you looking for a home-based business? This could be a wise decision since there are countless advantages to having your own home-based business. Or it could be an unwise decision for you if you get caught up in one or more of the many , many scams out there. Before picking a business that seems right for you, you should at least know some basics.
Select a business according to your own special interests, abilities, time and finances.
As you pursue that dream of being your own boss, working from home, having more time and money, undoubtedly you will run across numerous MLM opportunities.
MLM , or multi-level marketing, also referred to as network marketing, offers the wonderful benefit of allowing you to develop a substantial residual income. Your income is based, not just on your own efforts, but also on the efforts of others. MLM is a ?people helping people? business. The more you are able to help others succeed, the more successful you will be, too.
However , you will want to understand some basics about the company, its products, and its compensation plan, before you join.
With so many new people entering the world of wanting to work from home, it is not at all unusual for me to hear them ask, ?How do I get paid??
So . be sure you know this important fact: a true, legitimate MLM company will pay you commissions only on the sale of its products or services!
You do not need to do all the selling by yourself. In fact , if you choose, you can simply be a user of your company's products. But you will need to enlist other people into your organization (your downline) who will also use or sell the products. The company will then pay you a certain percentage from the sales of all products in your downline. If you have only a few people in your downline, most likely your commission check will be very small. But, if you have some workers in your group, your own efforts can be multiplied many times over, helping you to build a large downline. Then you could be looking at some very lucrative commission checks.
There are several types of compensation plans used by MLM companies to pay commissions. It is not the scope of this article to go into detail on these compensation plans. But one point I would like to make is this: some MLM compensation plans require high sales quotas, making it necessary for you to be a good sales person in order to do well.
Other plans may use a type of matrix , which requires a much lower volume in order to be paid commissions. In my opinion, matrix plans are better suited for most people, who may not be great at retailing products.
Make no mistake about it, though, a home-based business, whether MLM or not, requires work and financial investment. In addition , it requires a great deal of self-discipline.
The great news, however, is with all the automation provided by the internet, developing a good quality, good paying home-based business is more realistic today than ever before!
About the author:
Judy Thompson, a former teacher and business owner, is also an experienced network marketer. She promotes a nutrition company that has an automated support system. For details , go to: >
Why shred?
鈥淒umpster diving,鈥?or rifling via trash cans for individual information, is often a tactic used by identity thieves. You will be getting a terrible chance in the event you don鈥檛 shred sensitive material.
Invest within a shredder to your household or workplace, preferably one that 鈥渃ross cuts鈥?(slices in two directions), and destroy all sensitive data including bank and bank card statements you will no longer need, carbon-copy charge receipts together with your account information, insurance coverage types , doctor expenses, etc. In case your shredder can鈥檛 handle plastic, use scissors to cut up expired credit and identification cards before discarding them.
For bigger jobs, consider getting a commercial paper shredding organization.
What must I shred?
In quick, destroy all sensitive facts like unsolicited mail and paperwork that involves:
Account numbers
Birth dates
Passwords and PINs
Signatures
Social Safety numbers
To guard your privacy, you need to also consider shredding objects that incorporate:
Names
Addresses
Phone numbers
E-mail addresses
How prolonged must I retain delicate documents?
When sorting by way of dusty file boxes or the pile of papers in your desk, it鈥檚 easy to grow to be confused as to which records you may need to keep and those you ought to shred. Right here are some tips that will help you ascertain how lengthy to keep records:
Tax Records: Seven a long time , to be secure. The Internal Revenue Service has 3 many years to audit your return in the event the agency suspects you made a mistake and up to six a long time when you likely underreported your gross revenue by 25 percent or far more. If you failed to file a return for any year, hold records indefinitely.
Spend Stubs: One particular yr. Match them as much as your W2 type, then shred.
Bank Statements: One particular yr. But hold onto records related for your taxes, business expenditures, property enhancements, home loan payments and major purchases for so long as you’ll need the.Many financial institutions now give the selection to receive your bank and credit statements online as a substitute of by mail.
Charge card Statements: At the very least 45 days. The guidelines right here are comparable to these for financial institution statements; hang on to those you could want to your taxes or as proof of acquire. Shred the rest soon after you have confirmed payment.
Medical Records. |
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